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Stockpiling in the City

Living in an apartment in a big city, I’m lucky to have a pantry at all. I’m lucky to have a dishwasher. I’m lucky to have a washer/dryer. Life in tiny apartments when you have a family can be tight. But it also means less square footage for them to make a mess in, right?

But if you’re trying to save money on your groceries, the teeny living space can make problems. A membership to Costco or BJ’s or Sam’s Club? Not super helpful when there’s nowhere to put your giant haul.

Find an amazing deal on paper towels? Where do you plan to put them?

2012 05 07 16 37 29 804 Stockpiling in the City

Also, the shelves suck.

If you’re going to “stockpile” without much space you have to pick and choose. When it comes to big products like toilet paper, paper towels, cereal and others, you have to pay extra close attention to the sales to make sure you snag the best deals.

But you can do a lot of stockpiling of smaller items. I’ve got only two shelves in our small linen closet devoted to bathroom products (there’s no space in the bathroom, of course) but I have a nice stockpile of bandages, razors, tampons and toothpaste in there. (Seriously, I haven’t bought toothpaste in a year! And I obviously haven’t been using tampons for a while, but I’m glad I won’t have to buy any once I need them again.) These are things that’ll last you a while without taking up a lot of space.

Another thing I’ve started stockpiling: concentrated laundry detergent. Wisk puts out great coupons, but I don’t have room for a giant container of it. Lucky for me, they’ve started putting out Wisk 2X, which is nice and tiny. Between those Wisks and my all Small & Mighty’s that I got for a steal, I have enough detergent to last us a long time and it takes up barely any space in my pantry.

You may notice one thing: everything I’ve talked about so far is a non-food item. I admit that for me it’s easier to stockpile items where I don’t have to worry about an expiration date that comes in the next year. It’s already hard to stockpile in your refrigerator or freezer. My fridge is small and my freezer space is miniscule. Oh, how I wish I had one of those giant freezers like we kept in the garage when I was a kid. I could actually stockpile things like bread and meat and freeze extra portions of all my big soups and stews. Now I can only do a little of that at a time.

As for my pantry, I mostly make sure I always have a little of everything. So when pasta gets marked down under a dollar, I won’t buy 10, but I buy 1 every time it happens. That way I’ll never have the Bug demanding “pasta” without having any in the cupboard. And I can make ziti on a whim if I want to. Same goes for sales on canned tomatoes and beans.

We don’t need 10 jars of mustard. We go through one or two a year, maybe. So it’s worth it for me to wait for the best sale/coupon matchup so I can keep just one or two around in the pantry.

Be aware of those pesky expiration dates. Salad dressing coupons can give you great deals… but if you go through dressing slowly like we do, you don’t want more than one or two extras or else you’re out of luck and you’ll have to toss them.

So if you don’t have room in your house for all those items you’d like to stockpile and if you don’t have enough mouths to feed to make sure you’ll be emptying out your pantry on a regular basis, you can still keep a smart stash that will keep you saving money AND space.

2012 05 07 16 36 20 996 Stockpiling in the City

It was a busy week this week!

Part of my weekly coupon ritual is to sit down with my three local circulars and write down every sale on something I might buy. I know it sounds kind of cumbersome (it is a little cumbersome) but when I’m done I have just that one piece of paper and I can figure out where I’m best off shopping for the week and what I should pick up while I’m there. And I always bring the paper with me to the store in case something on the shelf isn’t marked correctly or rings up wrong at the register. I also make sure I note on the paper if I have a coupon for the item in my binder.

Yes, it takes time, but it also means that I’m really familiar with the prices of things. It means I know this “deal” for grapes at 2.99 a pound is not even close to a real deal. And it means I can take a second to think about whether Buy One Get One Free chicken breasts is a better deal than chicken breasts for $1.99 a pound.

It also means I’m way less tempted to just buy whatever when I’m at the store. My list is ready to go and doesn’t need any changing, even if something looks enticing.

How do you make the best of a small space?

An Unhappy Coupon New Year

Please tell me that I’m not the only one who was unnaturally depressed on January 1st when I pulled out my coupon binder.

You see, usually coupons expire in cycles. Every now and then you’ll get a big batch with the same expiration date, but then you’ve usually just had a big batch of new ones to make up for it.

But it seems like more than half my coupons expired on 12/31/11. And I had two weeks without any new coupons. My coupon binder right now is a sad, barren wasteland. I had to move ten pages to the back of the book because they were empty.

Now I’m not the kind of person who clips everything. I am selective enough to get things I think there’s a chance I’ll use. So my coupon binder is never as full as it could be. Still, it hasn’t been this low since… well, since I lost my last coupon binder and had to start from scratch.

On the plus side, if E gets sick I have a plethora of cold medicine coupons. And my dairy section is still looking pretty good. On the minus side, I usually have to separate cleaning products into pages because I have so many coupons. Now I have laundry detergent, dish detergent and toothpaste all on the same page because there are so few of them.

There is a way I could supplement my binder… I could start using printable coupons.

Right now I don’t use printables because it seems like they use up a lot of paper and ink, which can be pretty expensive to replace. I also don’t use Facebook coupons because I refuse to tie my facebook account to anything I don’t have to.

Maybe if we had a laser printer I’d be more likely to use these online coupons, but until I find an app I can use on my phone to store all those coupons without printing them out, I’m probably going to just deal with my sad coupon binder.

Do you have places you get coupons besides the Sunday paper?

Coupons Without Stockpiling

It’s been a long time since I’ve done a coupon post. Probably because I took a complete break from coupons while I had morning sickness and it takes a while to get back into the swing of things.

As usual, I’m all about making couponing easy and accessible for regular people who don’t have the time or patience to go the extreme route. Today I want to focus on one thing in particular:

You do not have to stockpile.

Seriously. You don’t. That’s where the serious time and energy goes. It requires getting multiple coupons from multiple sources, possibly using clipping services, etc. Plus the grocery trips themselves can be hellish when you’ve hunted down a great deal only to find they are all out of stock.

I don’t stockpile for a few reasons.

  1. I don’t have the time.
  2. I don’t have the patience.
  3. I don’t have the space in my small pantry.
  4. The only things I could stockpile are health/hygiene/cleaning products, since the foods we eat tend to change and we focus more on fresh produce.

I’ve talked before about how to make coupons fit with a non-processed diet, including plenty of meat, dairy and produce.

And I also want to make it clear that you can have mini-stockpiles. For example, I have enough toothpaste to last for a good year. Because toothpaste sales and coupons are pretty easy to find and I may buy one every few weeks, which is a lot faster than we use them. Plus toothpaste doesn’t take up much space and I’m not hugely picky about brands, so it’s not a big deal to keep a stash. (I also have a decent stockpile of tampons…… which will be gathering dust for quite some time.)

So what can you expect when you have a mostly normal grocery trip with basic couponing included? I save about 20-40% per grocery trip. Which is no small feat when you consider how much stuff my toddler eats that NEVER goes on sale or gets coupons, and how much milk and juice we go through. (Lots of fruit. Raisins are insanely expensive. And I get these all-natural chicken nuggets that never seem to get cheap. Ever.)

I like my weekly grocery savings. I tend to stay rather faithful to one store in particular, they’re close, they have good deals, AND they’re printing some amazing catalinas (checkout coupons) that aren’t brand specific. Stuff like $1.50 off your next Detergent Purchase. Oh, I love those.

But I do like to get in a real serious coupon trip every now and then. The funny thing is that it’s the little ones where I’m most successful, they don’t take a lot of planning, and they usually involve the Drugstore. CVS is not only incredibly close to my house, but their Extra Bucks program seems to be the most reliable and useful one around.

My most recent success involved only 2 items. I didn’t make a huge run, it was just a tiny one. In fact, I ruined my own possible success by throwing in some non-sale items. (A wipe for my glasses cuz they’re always dirty, and a soda because it is my grocery shopping reward for myself.)

My items were:

2011 10 01 17 18 40 257 Coupons Without Stockpiling

(Soda not shown because it was consumed shortly upon leaving the store.)

These were items we NEEDED. Not stuff I was picking up just for kicks. We were out of ibuprofen and if you’ve ever been pregnant, you know Zantac is a way of life with pregnancy heartburn.

Lucky for me, I had coupons for both. Advil had some pretty decent coupons over the summer, I had an awesome $2 coupon, which is great, especially compared with other pain relievers. And I’d just clipped a $1 Zantac coupon that day.

I also had $4 in ExtraBucks to cash in.

And there was a special to get $5 ExtraBucks with a purchase of Zantac over a certain size.

Then I went into the store and hit the kiosk to get my coupons for the week. Lo and behold, I got one for a stomach relief purchase for $4 and another $1 I could use for the Advil.

The elements combined and it was beautiful.

My purchases were $19.99 and $7.99 at regular price. With coupons and deals, I saved $17.80.

2011 10 01 17 19 43 656 Coupons Without Stockpiling

That’s 64% savings. It may not be the free items you see with extreme couponers, but I will take it, thank you very much. (Of course, my savings was less since I added on about $6 in extra items cuz I didn’t think about posting until afterwards, in which case this would be a much more pic-friendly post.) Oh, and don’t forget, I also left with a $5 ExtraBucks in my hot little hand.

These are invariably my most successful trips and they’re why I make a coupon binder. CVS prints out a lot of coupons for me every week that I can use on top of extra bucks, in-store deals and manufacturer coupons I already have. You may have to wait for the stars to align just so, but it’s certainly worth doing.
The other side of the coin is that there are plenty of weeks when I don’t see any useful deals for me at CVS. Because I don’t take advantage of every opportunity, there are inevitably times that a great deal is there but it’s for a product I don’t use or don’t want or don’t need.
If you want to see more about my basic coupon routine, you can go to my Couponing 101 post here. Or you can find all my coupon posts here. If you have questions, feel free to post in the comments and I’ll be happy to reply.

4 Ways to Save Money with Social Media

Since I spend a lot of time online, it’s a prime way for me to supplement my coupon-ing and budgeting.

1.  Email lists. If you want to, you can sign up for email lists with nearly every brand in existence. Sometimes they send emails with coupons. If you are hardcore, go ahead. For someone like me, I generally limit them to brands I am always looking to buy.

Make sure you check for your local retailers as well. I get weekly email coupons from one of my grocery stores that aren’t available in the circular or online. Even better, they tend to be for produce, meat and store-brand items. And I keep tabs on my favorite shops so I always know when there is a sale at the Gap Outlet or my dry cleaner.

Also included in the email category are all those deal websites like Groupon and LivingSocial. I have about 5 or 6 of these in my inbox every morning and I only click on one of them a month. I don’t really mind the clutter, but I’d be sympathetic if you only signed up for one. I tend to stick to the general ones, I’ve found the niche ones (baby items, etc.) are not as great. Since a lot of them offer similar products (massages, restaurants) I tend to wait for the best offerings in those categories.

Sometimes email lists really pay off. I just got a $4 off $20 coupon from CVS in my inbox this morning. Awesome.

2. Facebook. Now this is one where I don’t put a lot of effort. I don’t use my FB page much (except my fan page!) and I don’t want a list of 3,025 things that I like constantly plugging up my news feed. But I do follow one of my grocery stores on there and occasionally they post coupons or deals.

The thing is that so many brands and stores are using Facebook that if that’s where you want to center your efforts, it would be a good one-stop shop. I see at least 5 deals every day that require you to like someone’s facebook for a coupon or discount. There are TONS of them.

3. Twitter Since I am already on Twitter a lot, this is a simple way for me to interact. I enjoy following @CVS_Extra, especially now that there’s a CVS right by our house. And it helps that I just won a giftcard from them. Some brands will do games or giveaways on Twitter. It’s less coupon-oriented and more sale-oriented. And it’s a great place if you have a local consignment store to post when they get new items in.

Unfortunately a lot of brands and stores don’t make good use of twitter, so I recommend you check out their feed for a couple weeks and if it’s no good, unfollow.

A good example of a brand near me that does an excellent job on Twitter is Isis Parenting. They not only post their sales and new merchandise, but they’re always putting up useful links for pregnancy, breastfeeding and a bunch of other stuff.

If you’re not currently on Twitter, it’s a risk-free way to follow your preferred brands and retailers without having to commit. You never have to post a thing but you can follow as many as you want.

Another excellent thing to keep in mind for Twitter is that it can be a great way to resolve customer service issues. I’ve used it when I had a problem with a LivingSocial deal but their customer service was closed over the weekend. Their twitter account immediately jumped in and helped me out. Not everyone does this well, but the ones that do are awesome.

If you’re an avid Twitter user, you can follow twitterparties with brands where there are usually prizes. Won a beach towel from LandsEnd last week just by tweeting about what kind of swimsuit I like. Yes, I’m winning right and left. If you participate enough, you’re going to get something back.

4. Deal Blogs. There are some amazing people out there who spend every day posting the good deals and coupons available in different areas. For my local stuff I follow Wicked Cool Deals and Maven of Savin. I have them in my google reader since there’s usually over 10 posts a day. (They’re also on Twitter.) Not only do they post coupon deals and tell you how to get them, they also go through each week’s circular and show you how you can best match up your coupons with the sales.

There are blogs like this all over the place, there’s probably one near you.

And don’t forget coupon websites. Not just databases like A Full Cup, but even websites with online coupons like Saving Star or those with codes like our old friend Coupon Chief.

A lot of these categories overlap. Almost everyone on Twitter has a FB or a blog or an email list. Find the options that work best for you, and they may be different ones for different brands. They also involve different amounts of time investment, so you may want to pick and choose depending on what sites you already use and what’s the easiest for you.

I’m sure there are more out there and I’d love to hear your thoughts on other ways you save money with social media.

The Drugstore Game

The coupon experts will tell you that the drug stores are where the big dogs get their deals. I’ve been hesitant to take them on for a few reasons.

  1. Selection. Groceries take up less than 1 aisle. You get a lot of options when you’re looking for something like cold medicine, but hardly any for a lot of everyday buys.
  2. Size. Some of them are great, but in the city most of them are teeny tiny things that I hate having to navigate through.
  3. Staff. Seriously, it is a very rare event when I go to a drugstore and don’t have to wait in an insanely long line for the only cashier working a register. They want people to buy lots of stuff but they’re really not staffed for it most of the time.

But I’m singing a new tune since I started my coupon binder. One of my secret reasons for not going was that too many deals involved money to be used on your next purchase. I lose these constantly.

Then I found my coupon binder and voila! All my extra cash at my fingertips.

So lately I’ve started playing the drugstore game. Not a lot. Just dipping my toe in. By having small, targeted drugstore trips I get to take advantage of great deals without getting so frustrated. (I’ve also been going late at night, so there’s less lines. And I head out of town a bit to bigger locations.)

Here’s why it’s the source of the best deals:

Cash back + Coupons + Sale = Cheap, Free, or possibly even some money in your pocket.

So an item gets marked down. AND they offer you a receipt for cash. (Extra Bucks or Register Rewards.) All of that is great, but even better is that you can pile coupons on top of it.

Keep in mind, drugstore couponing is different than grocery store couponing. You’ll need extra organization and planning. You’ll also need additional time for trips. On the plus side, if you put all your circulars together, you’ll be able to compare more deals to make sure you get the most savings.

So let’s examine my CVS trip Sunday night.

Here’s my haul (just pretend I’m The Coupon Goddess):

IMG 2377 The Drugstore Game

The price? $33.10. Doesn’t sound very impressive, does it? Not a ton of items, still a substantial amount of money. But consider this: at full price, the same amount would buy me the batteries, the Tampax and the Swiffer. Nothing else. These are high price items, the ones I hate buying because just one or two things adds so much to my bill. (Oh, and also there were some Twizzlers I got for Eric which he had already started devouring before I could take the picture.)

I didn’t get all crazy sale stuff. The brush was because I’ve lost mine. Not on sale.

Let’s see some examples of the trifecta of savings:

Shampoo

  1. On sale, 2 for $5.97. That’s $2.01 in savings for both.
  2. I had a coupon for $1 off.
  3. $2 Extra Bucks for purchasing 2.

So instead of paying $7.98, I pay $2.97. This is our normal shampoo, didn’t even buy something special, just something I was buying anyway.

Tampax

  1. On sale for $7.99, savings of $2.
  2. Coupon for $2 off.
  3. $2 ExtraBucks.

Used to be $9.99, I get it for $3.99. I’ve been really scoring on tampons lately, and these big packs are my favorite. Another thing I buy all the time.

Toothpaste

  1. On sale for $2.77, savings of $0.22.
  2. Coupon for $1.
  3. ExtraBucks for $2.77.

Normally $2.99. I paid… -$1. Yup, I made money buying toothpaste. If only I had my old coupon binder which was loaded with Colgate coupons.

Keep in mind, I still just buy things we use and will need. I’m stockpiling just a teensy bit with the cleaning supplies because we’re moving soon and I know we’ll need them. But the toothpaste, shampoo, batteries all go really fast so it’s always good to have them around.

All in all, I spent $33.10. Original price of my items was $60.19. But that leaves out one important thing:

IMG 2380 The Drugstore Game

Oh right. Those things that look like receipts but are actually dollar bills sitting in my coupon binder.

$9.77 in ExtraBucks. So actually I spent $23.33 on my little haul.

I also made a quick run to Walgreens the same night. They had the best milk prices–over $1 cheaper than grocery store–and we drink a lot of it. And I had a shiny $3 coupon for razors. The razors were on sale everywhere, but Walgreens definitely had the best deal. A good price, a great coupon and $2 Register Rewards for next time.

The Extreme Coupon folks have been known to clean out the drugstores on Sunday morning when the new prices start. That will never be me. It’s rare I buy more than 2 of anything. But just because you don’t go that crazy doesn’t mean you can’t do quite well with a little planning. There were plenty of ExtraBucks deals I didn’t use and plenty of sales I skipped because I am trying to keep from bringing too much stuff into the house before we moved.

Oh, and one more thing. If you’re a regular CVS shopper, I’d recommend getting one of their little reusable bag tags for 99 cents. Every 4 times you use it, you get $1 back in ExtraBucks. It may take me a month to get that dollar, but I’ll use it. And if I’m going to pop in for something like a prescription, you can bet I’ll pull out my reusable bag and have them scan it.

I think I’ve found a drugstore routine that works for me. I bet you can, too.

Miscellanea

All of these things have been bouncing around in my head. None of them is quite enough for a post, so instead I’m dumping them all into one incredibly random post with some awkward segues.

To start:

I don’t really get why people feel the need to adopt a persona.

I started thinking about this the other day while I was riding the bus to work. I sat down the bench from a young-ish guy (25? 30? 35?) wearing a pinstripe grey suit. He’d shaved his head, not cuz he was a skinhead but because his hair was thinning on top. The thing that threw me was the bowtie.

I mean, a guy is welcome to wear a bowtie. I have no problem with that. I never found bowties particularly attractive. But, you know, to each his own. This, however, was a light blue bowtie with little fish on it. Not masculine fish. Cute fish.

It looked like the kind of bowtie you’d get a clip-on version of for a baby.

To complete the picture, he sat with the New Yorker open on his lap.

This guy was obviously working quite hard to convey a particular image. The suit, the bowtie, the fishies, the New Yorker, it was quite clear who he wanted me to think he was.

I don’t read on the bus (I get motion sickness too easily) so I had my iPod and was listening to a podcast. This left my eyes free to wander around the bus. And my wandering eyes noticed the Anna Faris article in the magazine open just next to me. It has a very bright, distinctive full-page picture with it. I couldn’t quite make out who it was at first so I was studying the face for a while. Then he turned the page. I saw her name in the text and figured it out.

Then he turned the page again.

And again.

It took me a minute to figure out what he was doing. He wasn’t flipping like someone who’s done with an article and is looking for the next one. He was flipping far too fast to be reading it.

Then I realized:

HE WAS READING THE COMICS.

This was surprising on a few levels.

  • Who actually reads those comics, anyway? For that matter, why do those comics still exist?
  • The only time I’ve ever read The New Yorker for the comics was when I was a kid stuck in a doctors office without any copies of Highlights.
  • If he was just going to read the comics, why bring the magazine with him on the bus to display on his lap and flip through just slowly enough not to catch anyone’s attention?

The answer I assumed is that he’s a poser.

I hate posers.

I got off the bus just a couple minutes after I made this discovery so I didn’t get to follow up and see any other poser behaviors. I could be wrong. I could have been too quick to reach my conclusion.

But I do have a particular thing about posers. I hate the idea that people aren’t comfortable being themselves. This should not be surprising. I blog about my randomest thoughts. I leave the house regularly without makeup. I post unflattering pictures of myself on the internet.

If this guy was a poser, I’m not sure which category he fell into. In my experience, it’s all manufactured completely on purpose (e.g. teenagers, college students) or they are unaware of the fact that they are not actually the person they are putting forward to the world. The latter category is particularly difficult to spot since it is so convinced that it is what it purports to be that it takes some time to scrape away that outer facade.

(Yes, I do have experience with the latter category and I’m still a bit bitter.)

One thing that attracted me to Eric was how forthright he was. I find it a very admirable quality and it’s one I strive for myself.

This isn’t to say you can’t dress for success. (Segue!) At work recently I’ve found myself avoiding my usual tendencies to dress down and instead I’m happy to wear my slacks and cardigans instead of khakis and tops.

Which brings me to an unrelated second point.

What the heck is up with the waists on womens’ pants?

IMG 2346 Miscellanea

I have two pairs of these, they make up nearly half of my work-pant wardrobe. But they have FIVE BUTTONS. One inside and four outside. Pants do not need five buttons. And no one is looking at my waist to see them. Even if they were visible, I don’t know why anyone would think, “Whoa. Those pants had 4 buttons. I wish I had some.” Instead they would probably (rationally) think, “Man, those must be a pain to take off.”

Yes, they are a huge pain.

As for the huge pain of rebuilding my coupon stockpile (Segue!) I finally acquired a new coupon binder this weekend. But I cannot call it Jeeves the Second, Junior for short. Because this binder seems decidedly female.

IMG 2344 Miscellanea

She has a nice soft cover and a nice soft shade of green. I am trying to think of a good name for her. There isn’t really a classic name for a female butler-equivalent. Ideas??

I know I wanted a zipper and a handle. But the only ones of those I saw were so big and bulky. My stockpile was never big enough to merit that, in all honesty. And when I saw this neat girl I was smitten. And the band that keeps her close is way easier to use than a zipper anyway.

And with that (Segue!) I’m out of stuff for now.